Refund & Cancellation Policy
Refund & Cancellation Policy
Last Updated: March 13, 2026
Thank you for your interest in the services and resources offered through www.buffyruthardt.com, operated by Buffy Ruthardt (“Company,” “we,” “our,” or “us”).
This Refund & Cancellation Policy outlines the terms regarding payments, cancellations, and refunds for services, programs, and digital products offered through this Website.
By purchasing any product or service from this Website, you agree to the terms outlined below.
1. General Policy
Due to the nature of digital content, coaching services, and mentorship programs, all sales are generally considered final unless otherwise stated.
Refunds may be granted in limited circumstances at the sole discretion of the Company.
We encourage you to review program details carefully before making a purchase.
2. Coaching Sessions and Consultations
Private coaching sessions or consultations may include services such as:
mentorship sessions
clarity calls
wellness consultations
strategy sessions
Cancellation Policy
Appointments may be rescheduled or canceled if notice is provided at least 24 hours prior to the scheduled session.
If you cancel with at least 24 hours’ notice:
You may reschedule your appointment.
If cancellation occurs with less than 24 hours’ notice, the session may be considered used and non-refundable.
Failure to attend a scheduled session without notice may also result in the session being forfeited.
3. Coaching Programs and Mentorship Packages
Mentorship programs, coaching packages, or structured programs may include:
private mentorship
group coaching
guided transformation programs
wellness programs
community participation
Because program materials, time, and intellectual property are delivered immediately upon enrollment, program purchases are generally non-refundable.
If a payment plan is offered:
You remain responsible for completing all scheduled payments.
Early withdrawal from a program does not cancel remaining payment obligations.
4. Digital Products and Educational Materials
Digital products may include:
guides
downloadable resources
online courses
training materials
educational programs
recorded workshops
Because these products are delivered instantly and cannot be returned, digital products are non-refundable.
Please review product descriptions carefully before purchase.
5. Memberships and Community Access
Community memberships or subscription-based programs may provide:
private online community access
group teaching sessions
educational content
live discussions or events
Membership fees may be billed monthly or annually depending on the program.
You may cancel your membership at any time before the next billing cycle.
Cancellation will stop future billing but does not refund past payments.
Access may continue until the end of the current billing period.
6. Affiliate Products and Third-Party Purchases
Some products recommended on this Website may be sold through third-party companies or affiliate partners.
If you purchase products through an external company, refunds must be requested directly through that company according to their policies.
Buffy Ruthardt is not responsible for refund decisions made by third-party companies.
7. Chargebacks and Payment Disputes
By purchasing products or services from this Website, you agree to contact us directly to resolve concerns before initiating a chargeback or payment dispute.
Initiating a fraudulent chargeback after receiving services or products may result in:
suspension from services
termination of access to programs
legal recovery of fees owed
8. Exceptional Circumstances
We understand that unexpected situations may arise.
In rare cases, partial refunds or credits may be considered at the sole discretion of the Company.
Requests will be evaluated individually.
9. Changes to This Policy
We reserve the right to modify this Refund Policy at any time.
Updates will be posted on this page with a revised Last Updated date.
Continued use of the Website and services after updates constitutes acceptance of the revised policy.
10. Contact Information
If you have questions regarding this Refund Policy or need assistance with a purchase, please contact:
Buffy Ruthardt
Email:
Website:
© 2026 Buffy Ruthardt | Faith • Health • Wealth
LEGAL INFORMATION
• Privacy Policy
• Terms & Conditions
• Disclaimer
• Cookie Policy
• Refund Policy
• Affiliate Disclosure
• SMS Terms & Conditions
Disclaimer: The information on this website is for educational and informational purposes only and is not intended as medical advice. Buffy Ruthardt is a health and wellness coach and Certified PompaCore Practitioner trained in Cellular Detox™. The content shared reflects personal experience and professional training. Individual results may vary. Always consult a qualified healthcare professional before making changes to your health routine, supplements, medications, or treatment plan.