Terms and Conditions

Terms and Conditions

Last Updated: March 13, 2026

Welcome to www.buffyruthardt.com, operated by Buffy Ruthardt (“Company,” “we,” “our,” or “us”).

These Terms and Conditions govern your use of this Website and any related services, content, coaching programs, community memberships, digital products, email communications, SMS communications, and other offerings.

By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue use of the Website.

1. Website Use

This Website provides educational information, mentorship services, wellness guidance, and faith-based resources intended to support personal growth in the areas of:

  • Faith and spiritual development

  • Personal wellness and lifestyle support

  • Personal growth and mindset

  • Financial stewardship and legacy planning

  • Community mentorship and coaching

The content and services provided on this Website are intended for informational and educational purposes only.

Users must be at least 18 years of age to access services, purchase products, or participate in coaching programs offered through this Website.

You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others.

2. No Medical, Financial, or Legal Advice

The information presented on this Website and through associated services is not intended to replace professional advice.

Buffy Ruthardt may discuss topics related to health, wellness, mindset, or financial stewardship; however:

  • Nothing on this Website constitutes medical advice

  • Nothing on this Website constitutes financial or investment advice

  • Nothing on this Website constitutes legal advice

You should always consult appropriate licensed professionals before making decisions related to:

  • Medical treatment or health conditions

  • Financial or investment decisions

  • Legal matters

  • Medication or treatment protocols

Individual results may vary.

3. Coaching and Mentorship Services

Buffy Ruthardt provides mentorship, coaching, and guidance designed to support personal transformation and spiritual growth.

Coaching services may include:

  • Private mentorship sessions

  • Faith-based guidance

  • Wellness education

  • Community support programs

  • Online courses or workshops

  • Educational resources

Participation in these services does not establish a medical, legal, financial, psychological, or therapeutic relationship.

Clients remain fully responsible for their own decisions, actions, and results.

4. Health and Wellness Disclaimer

Information related to health, supplements, cellular health strategies, detox protocols, or wellness programs is provided strictly for educational purposes.

Programs and products mentioned on this Website are not intended to diagnose, treat, cure, or prevent any disease.

Statements made regarding wellness products or health strategies have not necessarily been evaluated by the U.S. Food and Drug Administration (FDA).

Always consult your healthcare provider before:

  • Beginning any new supplement program

  • Starting detox protocols

  • Changing diet or exercise habits

  • Adjusting medications

5. Affiliate Disclosure

Some links on this Website may be affiliate links.

This means that if you click on certain links and make a purchase, the Company may receive a commission at no additional cost to you.

The Company only recommends products, services, or programs believed to provide value to users.

Affiliate partnerships may include but are not limited to:

  • Wellness products

  • Educational programs

  • Coaching services

  • Faith-based educational resources

  • Financial education programs

Affiliate relationships do not influence editorial integrity.

6. Earnings and Results Disclaimer

Any testimonials, case studies, or examples shown on this Website are exceptional examples and should not be interpreted as guarantees.

Individual results depend on many factors including:

  • Personal effort

  • Background

  • Experience

  • Health conditions

  • Commitment level

  • External circumstances

The Company makes no guarantees regarding financial outcomes, health outcomes, or personal transformation results.

7. Community Conduct

Users participating in mentorship communities, groups, or events must maintain respectful conduct.

Prohibited behavior includes:

  • Harassment

  • Hate speech

  • Threats or abusive behavior

  • Spam or promotional abuse

  • Sharing private information of others

  • Disruptive or inappropriate conduct

The Company reserves the right to remove members from programs or communities at its sole discretion.

No refunds will be provided if removal occurs due to violation of these policies.

8. Intellectual Property

All content on this Website is the property of Buffy Ruthardt unless otherwise noted.

This includes:

  • Written content

  • Programs and course materials

  • Graphics

  • Branding

  • Logos

  • Videos

  • Downloads

  • Blog articles

  • Digital products

Content may not be copied, reproduced, distributed, republished, or modified without written permission.

Unauthorized use may violate copyright and intellectual property laws.

9. Payment Terms

If you purchase products or services from the Website:

  • You agree to provide accurate billing information.

  • All payments must be completed before access to paid services.

  • Prices are subject to change without notice.

Payment processors may include third-party platforms such as:

  • Stripe

  • PayPal

  • Other secure payment providers

The Company does not store credit card information.

10. Refund Policy

Refund policies may vary depending on the product or service purchased.

Unless otherwise specified:

  • Digital products are generally non-refundable

  • Coaching services may have specific cancellation policies

  • Community memberships may be billed monthly or annually

Users should review the specific refund policy presented at the time of purchase.

11. Third-Party Links

This Website may link to third-party websites or services.

These may include:

  • wellness companies

  • affiliate partners

  • educational platforms

  • financial education providers

  • ministry or faith-based organizations

The Company is not responsible for the content, privacy practices, or policies of third-party websites.

Users should review the policies of any third-party website they visit.

12. Email Communications

By submitting your email address on the Website, you agree to receive communications such as:

  • newsletters

  • educational content

  • promotional messages

  • event invitations

  • updates regarding services

You may unsubscribe at any time using the unsubscribe link provided in emails.

13. SMS and Text Messaging (A2P Compliance)

If you provide your phone number through forms on this Website, you may consent to receive SMS or text messages.

These messages may include:

  • appointment reminders

  • updates regarding coaching programs

  • educational content

  • promotional offers

  • community notifications

Message frequency may vary.

Message and data rates may apply depending on your mobile carrier.

You can opt out at any time by replying:

STOP

For assistance, reply:

HELP

Your phone number will never be sold to third parties.

For more information, please review our Privacy Policy.

14. Limitation of Liability

To the fullest extent permitted by law, Buffy Ruthardt and associated entities shall not be liable for any damages resulting from:

  • use of the Website

  • reliance on information provided

  • participation in coaching programs

  • use of recommended products or services

This includes but is not limited to:

  • direct damages

  • indirect damages

  • incidental damages

  • consequential damages

Users assume full responsibility for their decisions and actions.

15. Indemnification

You agree to indemnify and hold harmless Buffy Ruthardt and related parties from any claims, damages, liabilities, or expenses arising from:

  • your use of the Website

  • violation of these Terms

  • misuse of services

  • violation of third-party rights

16. Privacy

Your use of the Website is also governed by our Privacy Policy.

The Privacy Policy explains how personal data is collected, used, and protected.

17. Modifications to Terms

The Company reserves the right to modify these Terms at any time.

Updates will be posted on this page with an updated effective date.

Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

18. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law provisions.

19. Contact Information

If you have questions about these Terms and Conditions, you may contact:

Buffy Ruthardt

Email:

[email protected]

Website:

www.buffyruthardt.com

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Disclaimer: The information on this website is for educational and informational purposes only and is not intended as medical advice. Buffy Ruthardt is a health and wellness coach and Certified PompaCore Practitioner trained in Cellular Detox™. The content shared reflects personal experience and professional training. Individual results may vary. Always consult a qualified healthcare professional before making changes to your health routine, supplements, medications, or treatment plan.